2025 Contributions

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The IRS recently announced the 2025 cost-of-living adjustments made to contribution limits and income thresholds for retirement plans. The new contribution limits reflect cost-of-living increases over the last year. Due to a lower rate of inflation over the last year compared to recent years, the 2025 adjustments are more modest across the board. 401(k) Traditional IRAs (individual […]

Needing Money for Christmas?

The holidays always seem to catch me by surprise, and I find myself spending money uncontrollably. We enjoy time with family and friends, eat lots of delicious food, maybe even go on a family trip, and then… January comes along with the bill for all the fun moments we had over the past month and […]